Prepare Yourself

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In order to make the most efficient use of our time together, there are a few things that you can do to prepare yourself and get the ball rolling.  Different lenders may require different and/or additional information over and above the items listed below.  We will discuss these items with you on an individual basis.

Purchase

  • Full signed contract of sale

Construction

Fully signed fixed priced building contract or tender

  • Signed FHOG application

Marriage certificate

Statutory declaration

  • Screen shot of your internet banking showing your account numbers and balances
  • Most recent months credit card / store card statement for debt not being refinanced

 

Re-finance:

  • Current rates notice
  • Last 6 months statements for all home loans to be re-financed (one statement from any period and transaction history to date)
  • Last 3 months statements for all credit cards to be re-financed (one statement from any period and transaction history to date)
  • Last 6 months statements for all other loans to be re-financed (one statement from any period and transaction history to date)
  • Screen shot of your internet banking showing your account numbers and balances
  • Most recent months credit card / store card statement for debt not being refinanced

 

 Company or Trust:

  • Certificate of Incorporation or Trust Deed

 

Self Employed

  • 2 certified forms for ID (one with photo)
  • 2 years financials
  • Company Tax Return (signed)
  • Personal Returns (signed)
  • Personal Notice of Assessment (signed)
  • Last two rental statements or rental appraisal from Estate Agent or current rental agreement (income)
  • Centrelink Statement
  • Child maintenance statement / agreement

 

PAYG & Casual

  • 2 certified forms for ID (one with photo)
  • 2 most recent payslips
  • Previous years group certificate
  • Notice of Assessment previous year
  • Last two rental statements or rental appraisal from Estate Agent or current rental agreement (income)
  • Letter from employer
  • Centrelink Statement
  • Child maintenance statement / agreement

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rook finance
Suite 17/10 Tuck Street, Moorabbin Vic 3189
Phone: 03 9010 5659 - enquiry@rookfinance.com.au

Australian Credit Licence Number: 387026
A.C.N. 142 066 902

Get in touch today to make sure you are taking advantage of daily changes in the increasingly competitive mortgage market